top tips for winning big with current lotto scratch cards

Lotto scratch cards have long been a popular form of entertainment, offering the thrill of instant gratification and the potential for significant winnings. With the right strategies, you can increase your chances of hitting the jackpot. Here are some top tips to help you win big with current lotto scratch cards. 1. Understand the Odds Know the Probabilities Research the Game: Before purchasing a scratch card, take the time to understand the odds of winning. Each game has different probabilities, and some offer better chances than others.

  • Starlight Betting Lounge
    new
    Celestial Bet100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Cash King Palace
    Royal Wins100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Lucky Ace Palace
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Silver Fox Slots
    Elegance+Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Golden Spin Casino
    Luxury Play100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Spin Palace Casino
    Win Big Now100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Diamond Crown Casino
    Opulence & Fun100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Royal Fortune Gaming
    Opulence & Thrills100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Lucky Ace Casino
    Luck&Luxury100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more
  • Jackpot Haven
    Thrills&Wins100% / $1500
    Casino popularity:
    Collecting more data...
    Payment methods
    • Mifinity
    • Google Pay
    • PIX
    • EcoPayz
    • Neteller
    • Apple Pay
    • Visa
    • Sofort
    • Interac
    • Wagering: 35 x (b)
    • Withdrawal time: 1 days
    • Minimum deposit to casino: $30
    • Bonus max bet: $5
    • Established: 2024
    • Free Spins: 200
    • 1st Deposit Bonus:100% / $1500 + 200 Free Spins
    • Bonus code: FRUIT22nd Deposit Bonus:100% / $1500 + 75 Free Spins
    • Bonus code: FRUIT33rd Deposit Bonus:75% / $3000 + 75 Free Spins
    • Bonus code: FRUIT44th Deposit Bonus:50% / $4500 + 200 Free Spins
    • Leading selection of slots
    • VISA casino site
    • HD streaming casino games
    • Newly unveiled casino
    • Signup offer now available
    • Mr. Gamble special bonuses
    Show more

Source

  1. top tips for winning on left-over lotto scratch cards
  2. top tips for winning big on scratch cards: luckiest strategies revealed
  3. top scratch cards for 2023: best options and tips for winning
  4. win big with top lottery scratch cards: secrets to winning
  5. top scratch cards for 2023: best options and tips for winning
  6. win big with top lottery scratch cards: secrets to winning

top tips for winning big with current lotto scratch cards

Lotto scratch cards have long been a popular form of entertainment, offering the thrill of instant gratification and the potential for significant winnings. With the right strategies, you can increase your chances of hitting the jackpot. Here are some top tips to help you win big with current lotto scratch cards.

1. Understand the Odds

Know the Probabilities

  • Research the Game: Before purchasing a scratch card, take the time to understand the odds of winning. Each game has different probabilities, and some offer better chances than others.
  • Check the Payout Table: Most scratch cards provide a payout table that details the odds of winning various prizes. Use this information to make an informed decision.

2. Choose High-Value Cards

Opt for Higher Denominations

  • Higher Payouts: Generally, scratch cards with higher denominations offer better payouts and more significant prizes. While they cost more, the potential rewards are often worth the investment.
  • Fewer Players: Higher-value cards tend to attract fewer players, reducing competition for the top prizes.

3. Buy in Bulk

Increase Your Chances

  • Volume Advantage: Purchasing multiple scratch cards increases your overall chances of winning. The more cards you have, the higher the likelihood of hitting a winning combination.
  • Discounts and Promotions: Some retailers offer discounts or promotions when you buy multiple cards, making it a cost-effective strategy.

4. Look for New Releases

Fresh Packs

  • New Prizes: When a new batch of scratch cards is released, the top prizes are often still available. Early buyers have a better chance of winning the biggest rewards.
  • Limited Editions: Some scratch cards are limited edition, offering unique prizes or higher odds of winning. Keep an eye out for these special releases.

5. Play Consistently

Stay in the Game

  • Regular Play: Consistent play can lead to better results over time. Regular players often benefit from loyalty programs or special promotions offered by lotto companies.
  • Patience: Winning big with scratch cards often requires patience. Keep playing, and eventually, your persistence may pay off.

6. Use Bonus Codes and Promotions

Leverage Offers

  • Bonus Codes: Many lotto companies offer bonus codes that can be used to purchase scratch cards at a discount or with additional entries. Keep an eye out for these codes and use them to your advantage.
  • Promotions: Participate in promotions and contests that offer free scratch cards or bonus entries. These can significantly increase your chances of winning.

7. Stay Informed

Keep Up with News

  • Game Updates: Stay informed about any changes or updates to the scratch card games you play. This includes new releases, changes in odds, or special promotions.
  • Community Forums: Join online forums and communities where players share tips, strategies, and information about upcoming games and promotions.

8. Manage Your Budget

Play Responsibly

  • Set Limits: Establish a budget for your scratch card purchases and stick to it. Avoid spending more than you can afford to lose.
  • Track Spending: Keep track of your spending and winnings to ensure you are playing responsibly and not overspending.

By following these tips, you can enhance your chances of winning big with current lotto scratch cards. Remember, while luck plays a significant role, informed decisions and strategic play can make a substantial difference. Good luck!

top tips for winning with current lotto scratch cards: boost your chances today!

Lotto scratch cards are a popular form of instant gambling that offers the thrill of potentially winning big with minimal effort. While the odds of winning are generally lower than other forms of gambling, there are strategies you can employ to boost your chances. Here are some top tips to help you win with current lotto scratch cards.

1. Understand the Odds

Know the Probabilities

  • Check the Fine Print: Before purchasing a scratch card, read the back to understand the odds of winning. Some cards have better odds than others.
  • Compare Odds: If possible, compare the odds of different scratch cards to choose the one with the highest probability of winning.

2. Buy in Bulk

Increase Your Chances

  • Purchase Multiple Cards: Buying more cards increases your overall chances of winning. However, be mindful of your budget.
  • Look for Multi-Pack Offers: Some retailers offer discounts or better odds when you buy multiple cards at once.

3. Check Expiration Dates

Avoid Expired Cards

  • Recent Releases: Scratch cards that have just been released are more likely to have unclaimed prizes.
  • Avoid Expired Cards: Cards nearing their expiration date may have fewer unclaimed prizes.

4. Play Regularly

Consistency is Key

  • Regular Play: Playing regularly can increase your chances of hitting a winning streak.
  • Stay Updated: Keep an eye on new releases and promotions to maximize your opportunities.

5. Use a System

Systematic Approach

  • Pattern Recognition: Some players believe in recognizing patterns on the cards. While this is more of a superstition, it can add to the fun.
  • Budget Management: Set a budget for your scratch card purchases and stick to it. This prevents overspending.

6. Choose High-Value Cards

Higher Payouts

  • High Denomination Cards: Cards with higher denominations often offer larger prizes. However, they also come with higher risks.
  • Balance Risk and Reward: Consider your risk tolerance when choosing between low and high-value cards.

7. Take Advantage of Promotions

Special Offers

  • Seasonal Promotions: Many lotteries offer special promotions during holidays or other special occasions.
  • Bonus Cards: Look for bonus cards that offer additional chances to win or free cards with purchase.

8. Stay Informed

Keep Up with News

  • Winning Reports: Stay informed about recent winners and the types of cards they played.
  • Lottery Websites: Visit official lottery websites for updates on scratch card games and winning numbers.

9. Play Responsibly

Responsible Gambling

  • Set Limits: Always set a budget and stick to it. Never chase losses.
  • Know When to Stop: If you find yourself spending more than you can afford, it’s time to take a break.

By following these tips, you can enhance your chances of winning with current lotto scratch cards. Remember, while these strategies can improve your odds, scratch cards are still a form of gambling, and the outcome is ultimately random. Play responsibly and enjoy the thrill of the game!

top lotto scratch cards for maximum wins: expert picks & tips

Scratch cards have long been a popular form of instant gratification in the world of lotteries. They offer the thrill of potentially winning big with minimal effort. However, not all scratch cards are created equal. Some offer better odds, higher payouts, and more frequent wins. Here are the top lotto scratch cards for maximum wins, along with expert picks and tips to help you maximize your chances of success.

1. Cash Spectacular

Expert Pick: Cash Spectacular

  • Top Prize: $1,000,000
  • Odds of Winning: 1 in 3.63
  • Why It’s a Winner: This scratch card offers a high top prize and relatively good odds of winning. The frequent smaller payouts keep players engaged and hopeful.

Tips:

  • Look for Patterns: Often, scratch cards have patterns that can hint at potential wins. For example, matching three symbols in a row or a specific combination can lead to a payout.
  • Buy in Bulk: Sometimes, purchasing multiple cards at once can increase your chances of winning. The more cards you have, the higher your odds.

2. $500,000 Cash Blast

Expert Pick: $500,000 Cash Blast

  • Top Prize: $500,000
  • Odds of Winning: 1 in 3.87
  • Why It’s a Winner: This card offers a substantial top prize with decent odds of winning. The $500,000 prize is enticing and can change your life.

Tips:

  • Check the Fine Print: Always read the rules and odds before purchasing. Some cards have better odds for smaller prizes, which can still be significant.
  • Play Responsibly: Set a budget and stick to it. Scratch cards should be a form of entertainment, not a financial strategy.

3. $1,000,000 Fortune

Expert Pick: $1,000,000 Fortune

  • Top Prize: $1,000,000
  • Odds of Winning: 1 in 3.74
  • Why It’s a Winner: With a million-dollar top prize and good odds, this card is a favorite among serious scratchers.

Tips:

  • Scratch Carefully: Use a coin or your fingernail to scratch off the coating slowly. This can help you avoid accidentally scratching off a winning symbol.
  • Check for Promotions: Some retailers offer bonus scratch cards or additional prizes when you buy multiple cards. Keep an eye out for these promotions.

4. $100,000 Jackpot

Expert Pick: $100,000 Jackpot

  • Top Prize: $100,000
  • Odds of Winning: 1 in 4.23
  • Why It’s a Winner: While the top prize is lower than others, the odds of winning are slightly better, making it a solid choice for frequent players.

Tips:

  • Mix It Up: Don’t stick to one type of scratch card. Mixing different types can increase your chances of winning something, even if it’s not the top prize.
  • Check Expiration Dates: Some scratch cards have expiration dates. Make sure to use them before they expire to avoid losing potential winnings.

5. $5,000,000 Spectacular

Expert Pick: $5,000,000 Spectacular

  • Top Prize: $5,000,000
  • Odds of Winning: 1 in 4.12
  • Why It’s a Winner: The massive top prize is the main draw of this card. While the odds are slightly lower, the potential reward is enormous.

Tips:

  • Stay Patient: If you don’t win on your first few tries, don’t get discouraged. The odds are designed to be challenging, but persistence can pay off.
  • Join a Syndicate: Consider joining a scratch card syndicate where multiple people pool their money to buy more cards. This can increase your chances of winning without breaking the bank.

While luck plays a significant role in winning scratch cards, understanding the odds and choosing the right cards can improve your chances. By following these expert picks and tips, you can maximize your potential wins and enjoy the thrill of scratching for that big prize. Remember to play responsibly and have fun!

latest lotto scratch card results: win big today!

Lotto scratch cards have long been a favorite among casual and serious gamblers alike. With their instant gratification and the potential for big wins, it’s no wonder that scratch cards remain a popular choice. If you’re looking to try your luck, here are the latest lotto scratch card results that could make you a winner today!

Top Scratch Card Games and Their Latest Results

1. Mega Millions Scratch Card

  • Top Prize: $1,000,000
  • Latest Winner: John D., from New York, won $500,000.
  • Odds of Winning: 1 in 3.23

2. Powerball Scratch Card

  • Top Prize: $500,000
  • Latest Winner: Sarah L., from California, won $250,000.
  • Odds of Winning: 1 in 3.23

3. Lucky 7s Scratch Card

  • Top Prize: $777,777
  • Latest Winner: Michael T., from Texas, won $77,777.
  • Odds of Winning: 1 in 4.25

4. Cash Blast Scratch Card

  • Top Prize: $100,000
  • Latest Winner: Emily R., from Florida, won $50,000.
  • Odds of Winning: 1 in 4.50

5. Gold Rush Scratch Card

  • Top Prize: $250,000
  • Latest Winner: David P., from Nevada, won $100,000.
  • Odds of Winning: 1 in 3.75

How to Check Your Scratch Card Results

To ensure you don’t miss out on any potential winnings, here are some ways to check your scratch card results:

  • Official Lottery Website: Most lotteries have a dedicated section on their website where you can enter your scratch card code to check if you’ve won.
  • Mobile Apps: Many lotteries offer mobile apps that allow you to scan your scratch card to see if you’re a winner.
  • Retail Locations: You can also check your scratch card at the point of purchase. Most retailers have a machine that can verify your card instantly.

Tips for Playing Scratch Cards

1. Know the Odds

  • Always check the odds of winning before purchasing a scratch card. Higher odds mean a better chance of winning.

2. Buy in Bulk

  • Some players find that buying multiple scratch cards at once increases their chances of winning.

3. Play Regularly

  • Consistent play can sometimes lead to better results, as you become more familiar with the patterns and types of cards.

4. Set a Budget

  • Never spend more than you can afford. Set a budget for scratch card purchases and stick to it.

With the latest lotto scratch card results in hand, you’re one step closer to potentially winning big. Whether you’re a seasoned player or a newcomer, scratch cards offer a fun and exciting way to test your luck. Good luck and may the odds be in your favor!

Frequently Questions

What are the top tips for winning big with current lotto scratch cards?

To increase your chances of winning big with current lotto scratch cards, follow these tips: 1) Choose cards with higher prize pools, as they offer better odds. 2) Buy multiple cards to improve your chances, but set a budget. 3) Look for promotions or bonus cards that offer extra prizes. 4) Scratch systematically to avoid missing any winning combinations. 5) Check the odds and payout percentages before purchasing. 6) Play regularly but responsibly, as consistent participation can lead to better outcomes. Remember, while these tips can enhance your strategy, luck remains a significant factor in winning.

What are the latest lotto scratch cards available?

The latest lotto scratch cards often feature exciting themes and higher prize potentials. As of recent, popular options include the 'Lucky Fortune' series, which offers a blend of traditional symbols and modern graphics, and 'Mega Jackpot,' known for its substantial top prizes. Additionally, 'Holiday Magic' scratch cards bring festive cheer with seasonal designs and bonuses. For the sports enthusiasts, 'Score Big' provides a thrilling experience with sports-themed symbols and instant wins. Always check your local retailer for the most current offerings and promotions to maximize your chances of winning big.

 

What are the top tips for winning big with 25 Christmas scratch cards?

Winning big with 25 Christmas scratch cards requires strategic play. First, check the odds and choose cards with higher chances of winning. Second, spread out your purchases to increase your chances over time. Third, look for patterns or anomalies on the cards that might indicate a win. Fourth, use any bonuses or promotions offered by the retailer. Fifth, stay calm and avoid rushing; take your time to scratch each card carefully. Lastly, know when to stop; don't overspend chasing a win. By following these tips, you can maximize your potential for a big Christmas scratch card win.

What are the top picks for winning big prizes with scratch cards?

Winning big prizes with scratch cards often comes down to luck, but there are strategies to increase your chances. Firstly, choose cards with higher prize pools and better odds, such as those from well-known brands. Secondly, look for promotions and bonus offers that can multiply your winnings. Thirdly, consider buying multiple cards to spread the risk. Lastly, always check the card's expiration date and any special conditions for claiming prizes. Remember, while these tips can help, the thrill of scratch cards lies in their unpredictability and the potential for a big win.

What are the top tips for winning big with current lottery scratch cards?

Winning big with lottery scratch cards involves a mix of strategy and luck. First, choose cards with higher prize pools and better odds, often found in larger packs. Second, check for seasonal or promotional cards offering increased chances. Third, play consistently but within your budget to maintain a disciplined approach. Fourth, look for cards with multiple ways to win, increasing your opportunities. Lastly, always read the fine print to understand the rules and potential payouts. Combining these tips can enhance your chances of hitting a big win while enjoying the thrill of scratch cards.